Remember layaway? It disappeared from most stores when the economy was chugging along at full steam ahead. But since that all came to a grinding halt, I noticed that layaway is making a comeback in some stores. I've seen it so far at a mattress store and a jewelry store. While they weren't advertising it, the option came up once the salespeople saw I might be interested in something.
The same option goes for some travel agencies (though not all). Did you know you could essentially lay away your vacation? The requirements are different at each agency. Where I work, you need to pay airfare in full and a deposit is required for each person traveling in the party. You then have until 35 days prior to your departure to finish paying for your vacation. So if you wanted to plan Disney for next April, you could book now and make payments each month until your final payment date. This is a great option for families who want to plan ahead for next year. And you don't have to worry about a good Disney promotion happening after you book. You can change your booking (at no charge) to take advantage of whatever promotion comes up. You just can't change airline tickets without paying hefty penalties.
So if you plan ahead you can save a lot of money because layaway doesn't charge interest!